Don’t be fooled!

 

“Due to our recent security updates and several fraud attempts in April (month of fraud prevention), we find it necessary that you should verify your account details that we have on file to ensure that your online banking service is not interrupted. We request you to confirm and update your information today by following the link below:”

This is an excerpt from an email that I received from “*Canadian.Imperial.Bank.of.Commerce*” and in case you haven’t figured it out yet… it wasn’t actually from the CIBC at all. In fact, this is just one of three emails I received in less than two days. The other two were “from” RBC and BMO. And, about five minutes ago, I received yet another warning email from Scotiabank.

Having seen these types of scams before and knowing that my bank – and I’m sure the ones listed here as well – does NOT ever ask you for you banking or personal information via email or the phone, I knew immediately this was a scam to gain access to funds.

The criminals who send the emails or make the phone calls try to trick unsuspecting victims into giving out key information by pretending they’re from reputable companies. The trick for the average would-be victim is to think first AND, more importantly, contact your bank or credit card company right away. Don’t be a victim. 

My intention for sharing this information with you is to ensure that no one in our readership falls prey to these scams.  The “BMO” email threatened deactivation of my account, however they didn’t have my name, contact information or account number… so just how were they planning on deactivating my account? As for my accounts with RBC, Scotiabank, and CIBC… I don’t have any.   

This banking scam is just one of the many ways these creative but lazy criminal types have thought up to try to “earn a living.” 

There are phone scams asking to help with credit card debt… this is a scam focussed on getting your credit card information so they can help create more credit card debt for you. There are phone scams about problems with your computer, which are basically an attempt to access your computer remotely or get you to buy unnecessary software at exorbitant prices. Don’t be fooled!

My advice to the lazy criminal types: Get a REAL job!   S.C.

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